First of all, virtually any insurance company would see teenagers, or those who just passed their driving test, as having a higher probability of causing and/or getting killed/seriously injured in a vehicular accident. Blame it on lack of experience, especially when driving under unfamiliar or dangerous situations like snowstorms or heavy rain. To simply put it, the higher the risk of your new driver getting into a car accident, the more expensive premiums get.



Reducing the overall risk your new driver carries while behind the wheel is the most effective way to lower insurance costs. This can be best bailey button uggs done by having your new drivers complete defensive driving lessons, by minimizing annual mileage, and adding additional safety mechanisms (extra air bags, automatic seat belts etc.) and security devices on the vehicle. Another way to effectively lessen costs is to take advantage of discounts you may be eligible for, or take advantage of incentives for multipolicy coverage, merging all your insurance with one company and by paying annually.



Rates can vary quite enormously between carriers so it would be wise to shop and compare offers before you ugg boots clearance get your new driver a policy. There are tons of web pages that give free and accurate rate quotes to help you find the best rates for a new driver. Apply everything we suggested to your policy and get to save more on new drivers car insurance coverage.